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The HomeBay Blog

All About Title Insurance: A Guide for Home Buyers & Sellers

When you sit down at closing, you'll see two title insurance line items on your cost sheet. The first one will say, "lender's title insurance" and the second will say "homeowner's title insurance." This post will define what both types of title insurance are, will explain what they're for and will explain who pays for what. 

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Home Seller's Guide: When & How to Use a Notice to Perform

Inspections, appraisals, and escrow deposits all have deadlines. Perhaps the most important deadline in your real estate agreement is your closing date. But what happens if a deadline comes and goes and your buyer doesn't keep up their end of the deal? There's a tool you can use called a notice to perform. Let's take a look at how it works. 

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Understanding Pre-Closing Lender Delays (& What You Can Do)

Most sellers feel at ease once inspections and appraisals are done and they're deep into escrow. But unfortunately, there's still an opportunity for unexpected things to arise. Read on to learn what can cause a lender to delay closing and what you can do about it. 

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Seller Question Answered: What's a Contingency Period?

One one the most common things you'll find in a real estate offer is a contingency. This post will define what a real estate contingency is and how it works. It will also explain the most common ways contingencies are used in real estate sales.

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All About Escrow Fees: What They Are & Who Pays What

There are lots of costs and fees associated with buying or selling a home, and frankly, it can be confusing. What goes to who? Who pays what? What's this or that fee for? Understanding what you're paying for will help you feel more confident throughout your real estate transaction. Today, we're going to take a look at escrow fees.

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Confused About Escrow? Here's the Simple Version.

One of the most common questions we get from sellers who are listing FSBOs is, what's the deal with escrow? Sellers often ask what's involved, how long the process takes and what they can expect. This post will answer all those questions and more. Grab your pen and paper to take some notes, then read on to learn all about escrow!

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Escrow Timeline: A Guide for California Home Sellers

Selling a home is a process made up of four basic steps; listing, accepting an offer, escrow and closing. This post is going to explain what escrow is, how it works and what you can expect to experience throughout the process. To start, let's take a detailed look at where the word escrow comes from and what it means.

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